如果可以,不要掉进租房的陷阱

如果可以，不要掉进租房的陷阱 - Don't Get Caught in the Rental Trap in 2019


Every year around this time, we take time to reflect and plan for next year. If you are renting your current home but have dreams of homeownership, your plan for the new year may include buying, and you wouldn’t be alone!

如果你还在租房，如果可以的话，真的可以考虑一下计划买房。74%

According to the 2018 Bank of America Homebuyer Insights Report, 74% of renters plan on buying in the next 5 years, with 38% planning to buy in the next 2 years!
When those same renters were asked why they disliked renting, 52% said that rising rental costs were their top reason, and 42% of renters believe that their rent will rise every year. The full results of the survey can be seen below:

租房的感觉：

1. 年年上涨的房租压力
2. 感觉每年都在把钱给房东还贷款
3. 不如把钱还给自己的贷款房子
4. 租房住真的感觉不像自己真正的家
5. 以及租房的限制



It’s no wonder that rising rental costs came in as the top answer! The median asking rent price has risen steadily over the last 30 years, as you can see below!

历史数据-租房市场的中间价- 几乎是一直在上升。



There is a long-standing rule that a household should not spend more than 28% of its income on housing expenses. With nearly half of renters (48%) surveyed already spending more than that, and with their rents likely to rise again… why are they renting?
When asked why they haven’t purchased a home yet, not having enough saved for a down payment (44%) came in as the top response. The report went on to reveal that nearly half of all respondents believe that “a 20% down payment is required to buy a home.”
If the majority of those who believe they haven’t saved a large enough down payment believe that they need 20% down to buy, that means a large number of renters may be able to buy now!
Bottom Line


If you are one of the many renters who is fed up with rising rents but may be confused about what is required to buy in today’s market, contact a local real estate professional who can help you on your path to homeownership.

芝加哥 郊区租房，买房，卖房 请联系 Baird & Warner 公司 The Kapoor Team的 Pengfei。
Call me now：
Pengfei Zhang
电话： 312-593-2173 微信：pharocs 传真：215-839-0173
邮箱：pengfei.zhang@bairdwarner.com
网站: https://pengfeizhang.bairdwarner.com/

联系时请一定说明是在芝加哥华人资讯网看到的，谢谢